Do stop-loss limits protect or destroy performance?

As we know, most investors do not really perceive risk in portfolios as symmetrical. A scientific approach would state the risk of a portfolio in terms of volatility – the likelihood that actual returns may deviate from expectation, and the potential scale of that difference. That measure works in both directions, up and down …

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Tax efficiency with life assurance

Albert Einstein. A human being whose neurological connections moved at the speed of lightning. Yet in a moment of brilliant and unforgiving honesty, he once exclaimed – “The hardest thing in the world to understand is the income tax.” …

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Nothing is certain but death and taxes…

Two in every five high-net-worth individuals surveyed in our most recent report, Essential Wealth, believe they are paying too much tax…

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