The changing UK financial services landscape

The financial services landscape in the UK has changed dramatically over recent decades. In particular, the rise of the platform industry in the last twenty years has meant that, like the dinosaurs, Life Assurance companies have had to adapt or die as diminishing tax breaks, restrictive regulation and innovative distribution have led to a distinct […]

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Life assurance in wealth management

Life insurance is often an integral part of individuals’ wealth planning strategy. It can be used to provide a lump sum to your family in the event of your death, but also the payment of a capital sum or a regular income when you retire. It also has notable tax advantages over a standard investment […]

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Low interest rates

In his valedictory speech, former European Central Bank president Mario Draghi painted a gloomy picture of the eurozone economy and warned that the ECB would be bound to low interest rates for the foreseeable future. He noted that the latest economic data has confirmed the central bank’s assessment of protracted weakness in the euro area’s […]

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