The Internal Collective Fund and the life assurance policy

Luxembourg life assurance policies offer a wide range of solutions to wealthy clients seeking to customise and diversify their investments. Among the vehicles available under the Luxembourg regulatory framework, the Internal Collective Fund (FIC, Fonds Interne Collectif) is a fund offered by an insurance company to all its clients under a pooled management approach. An […]

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The millennials – a rising generation of new investors

“The millennials are a generation of Facebook consuming environmentalists, breaking every consumer rule known to us from previous generations”, could easily be a quote from a 50-year-old sales person. But is this idea accurate? Who are in fact millennials or generation Y, as they are sometimes referred to? What do they care about and how […]

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Incorporating unlisted assets within a Luxembourg contract

Thierry Bessard Wealth Management Consultant Financière de l’Arche Consulting, Bourg-en-Bresse (France) Using life assurance in wealth planning strategies  Marjorie Seminara Country Manager France (East/Paris) OneLife Marjorie Seminara – With 30 years of experience behind you, how do you view the transformation of the classic “guaranteed rate” life assurance policy model into the one we know […]

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