A specialist in the life insurance sector for over 30 years now, OneLife develops cross-border financial planning solutions for wealthy clients throughout Europe and beyond.

As a major player in Luxembourg life insurance under the Freedom to Provide Services in Belgium, we strive to provide sophisticated, compliant and innovative solutions adapted to each individual and their evolving needs.

Life insurance has become an essential vehicle for medium and long-term investment, and for both wealth and inheritance planning.

The policies offered by OneLife

Our Camelea and Adiameris policies may take the form of a Branch 23 life insurance or Branch 6 capitalisation policy and are linked to the value of one or more investment funds. They are designed for private clients residing in Belgium and companies established in Belgium.

Camelea

An effective and flexible solution for medium and long-term  investment and inheritance planning

From an investment of EUR 10,000, Camelea provides access to over 500 carefully selected investment funds managed by management companies of renown (open architecture). At any time the client may make additional payments, redirect his investments and access the savings. Furthermore, the implementation of free and automatic switch options and the ability to select additional death cover enables portfolio optimisation.

Adiameris

A sophisticated, yet at the same time straightforward solution for the long term, customised in order to adapt to the specific needs and objectives of each individual

Accessible from EUR 125,000, the Adiameris policy is linked to an internal insurance fund called a “dedicated fund”, investing in an asset portfolio in accordance with a customised investment strategy (customised portfolio) or predefined investment strategy (model portfolio), managed by a selected asset manager. The investment strategy may be modified at any time, in line with the investor profile.

OneLife Pension Belgium

A tax-efficient way of building up capital in place of an additional non-statutory pension for the self-employed, by investing in a wide range of funds

OneLife Pension Belgium is an ICP (individual pension commitment) insurance in the form of a Branch 23 unit-linked and fixed-term policy. It is linked to a very extensive investment universe (external and/or internal collective or dedicated funds).

This policy falls under the second pillar of the Belgian pensions system, while benefitting from all the advantages offered by the Luxembourg regulatory framework in terms of investment flexibility and protection (“Triangle of Security”).

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As a major player in the market, OneLife is seeking to enhance its presence in Belgium by offering Belgian policies in order to meet its clients’ and partners’ needs, supported by maximum proximity. 

Its branch, OneLife Belgian Branch, opened in 2024 and operating under the regime of Freedom of establishment, offers the very best of Luxembourg life insurance within a 100% local solution.

BeLife

This Branch 23 life insurance policy governed by Belgian law is a straightforward hybrid solution combining the advantages of Luxembourg life insurance in terms of investment flexibility and asset protection with the proximity of the Belgian financial environment.

Accessible from EUR 10,000, BeLife is designed for private clients residing in Belgium who are seeking to invest over the medium to long term in a wide range of funds, while retaining the ability to access their savings at any time. Among the many advantages of this policy are transactions carried out in a national banking environment (custodian bank and banking institution in Belgium) and the fact that there is no particular tax reporting obligation on the part of the policyholder.

 

Always a tailor-made product for the client

With this expanded and complementary offering under the of Freedom to Provide Services (FPS) and Freedom of establishment (FoE), OneLife is seeking to consolidate its position as a major player in investment insurance in Belgium.

 

Digital solutions

As a digitalisation pioneer in the insurance sector in Luxembourg, OneLife offers secure and intuitive online tools enabling its partners and their clients to monitor and manage their portfolio 24/7 with the greatest of simplicity.

In addition to its secure platforms and apps, OneLife has recently developed a new digital functionality ensuring the efficiency, speed and fluidity of the application process with a significantly optimised user experience: the full digital application functionality.

For more information, visit the dedicated section of our website or the information sheets available to partners and/or clients.

Why OneLife?

Want to know more? Discover a few additional reasons to choose OneLife and Luxembourg life assurance.

Any questions? Contact our Belgian team