OneLife confirms strong growth in 2025, marked by increased revenue and the launch of its new strategic plan.
In an uncertain geopolitical environment, demand has grown for sophisticated wealth management solutions benefiting from the Luxembourg legal framework. OneLife recorded inflows of €1.3 billion, confirming the revenue trend.
This performance is the result of multiple growth factors. In France inflows reached record levels, increasing by a total of 24%. OneLife benefits from its diversified model, with the company operating in France under the freedom to provide services from its base in Luxembourg, and additionally under the establishment regime through its branch office. In Belgium, inflows continued to post double-digit growth. With the creation of a new investment product, OneLife now offers its clients a comprehensive range of solutions, also distributed from Luxembourg and via a branch in Belgium.
Lastly, the regions of Iberia and the Nordics made a significant contribution to OneLife’s growth. Reaffirming its goal of diversification in these markets, the company continues to expand its offering by launching a Luxembourg pension insurance solution for Swedish residents, a first in Luxembourg.
In a context of low surrender rates, net inflows remained very positive. Assets under management reached €11.4 billion, a year-on-year increase of 8.3%.
Net income amounted to €9.2 million. Exceeding the company’s budget targets, this performance reflects OneLife’s financial strength in the context of investments linked to the deployment of its strategic plan. The solvency ratio also reached 141%, confirming the financial strength of OneLife.
“These results confirm the relevance of our model: wealth management solutions that evolve in line with our clients’ needs, the geographical diversification of our business in multiple European markets and the primacy of gaining and maintaining confidence among our partners and clients. As such, 2025 marks an important milestone with the launch of our Focus & Grow strategic plan, of which the Client First priority is to strengthen the quality of the experience offered to our partners and clients.”
“The 2025 results demonstrate the solidity of OneLife and the discipline that characterises our management. They provide a solid basis for further developing our business and supporting the implementation of our strategic plan across all our European markets.”
Digital acceleration and transformation of the client experience
Underpinning its commercial momentum and the development of its offering, the company continued its digital transformation in order to offer its clients and partners more fluid, intuitive and connected transactional pathways and access portals.
The digitisation of client journeys forms part of a comprehensive approach designed to improve the experience of clients and partners. Through its Client First approach, the company strives to place the client at the very heart of its transformation process, convinced that sustainable performance demands the highest standards of service quality and seamless pathways, combined with responsiveness and close relationships with its clients and partners.
Sustainability and corporate responsibility
Fully aware of its corporate responsibilities, in 2025 OneLife continued to integrate ESG principles into its activities and financial offering. OneLife’s commitment to promoting responsible investment is illustrated by compliance with the requirements of the SFDR regulation, the transparency of sustainable investment reports, the growing share of ESG-compliant assets in the company’s portfolios and the range of financial products offered to its clients.
In this respect, the renewal of the INDR label in 2025 by the Luxembourg national institute for sustainable development and corporate social responsibility, recognises the company's significant progress in terms of CSR policy.
Lastly, OneLife confirms its commitment as a responsible employer, with renewal of the Great Place to Work certification demonstrating employee satisfaction and the quality of the working environment.
Planned governance transition
2025 was also marked by a change in governance. In October 2025, Bruno Valersteinas was appointed Deputy Chief Executive Officer of Groupe APICIL, heading the Investment & Financial Services division.
As part of a succession plan, Cédric Lootvoet was appointed Deputy Chief Executive Officer of OneLife in December 2025.