Wealth solutions adapted to your needs
At OneLife, we believe that every client is unique.
This is why we design tailor-made solutions based on Luxembourg life insurance, fully adapted to your family situation, your objectives and your life horizon.
Your policy changes with you — today and in the future
Life insurance in three words: investment, protection, transfer
Much more than just a savings product, life insurance is a comprehensive investment solution that meets several objectives:
- Investing in investment funds to grow your capital
- Protecting your wealth in a safe and flexible environment
- Transferring your wealth to your loved ones, in accordance with your wishes and personal situation
A life insurance policy that meets your particular needs
With OneLife’s Luxembourg solutions, you create your policy in your own image:
- Flexible access thresholds, from €10,000 to €250,000 depending on our contracts
- A wide range of investment funds selected from renowned fund managers
- Depending on your situation, access to individual management solutions and unlisted assets (structured products, real estate, private equity, etc.)
- The ability to combine multiple investment vehicles within the same policy and to change the asset allocation and investment strategy at any time
- Policies that follow you in the event of expatriation, in compliance with local regulations
- A secure digital platform providing straightforward monitoring of policy performance
OneLife also offers local solutions in Belgium and France through its branches.
Find out more about the solutions we offer in your country of residence
Wealth protection “Made in Luxembourg”
Thanks to its strict legal framework and recognised stability, Luxembourg is the benchmark in terms of asset security.
The model is based on two key mechanisms:
- The Triangle of Security, ensuring that the assets linked to your policy are entrusted to an independent custodian bank, authorised and supervised by the Commissariat aux Assurances (CAA). They are strictly separated from the insurer’s and the bank’s own funds, guaranteeing integrity in all circumstances. In the event of insurer default, the CAA has the power to intervene immediately in order to protect policyholders.
- The Super Privilege, providing policyholders with absolute priority over all other creditors, including the state, accompanied by an unlimited deposit guarantee (excluding cash).
Choosing Luxembourg life insurance means selecting a safe, transparent and rigorously supervised environment, underpinning the long-term security of your assets.
How to access our solutions ?
Our policies are exclusively distributed through our partners: wealth management advisors, brokers, private banks and family offices.
If you are interested in our solutions, we invite you to contact your wealth advisor, who will get in touch with OneLife to design the solution best adapted to your situation.
You don’t currently have a wealth adviser?
Our teams can refer you to OneLife distribution partners in your region.
