Offering the best of Luxembourg life insurance since 1991
For 35 years, OneLife has been designing tailor-made wealth solutions based on Luxembourg life insurance policies. In collaboration with our distribution partners, we support our clients’ wealth projects in a secure, flexible and sustainable framework, all over Europe.
Our mission: to enable everyone to manage, protect and transfer their wealth with complete peace of mind, thanks to personalised policies that are scalable over time and comply with the rules of the country of residence - including in the event of international mobility.
OneLife in figures
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35 years
35 years of experience in Luxembourg life insurance
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170
More than 170 employees
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9
9 European markets
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2
Branches in Belgium and France
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€ 1.3 bn
€1.3 billion in premiums in 2024
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€10 bn
More than €10 billion in assets under management
Our history
Founded in Luxembourg 35 years ago, OneLife has developed around a strong conviction: each client deserves a unique wealth solution.
Over time, we have strengthened our international life insurance know-how, expanded our offering and consolidated our presence in Europe through the Freedom to Provide Services. The opening of branches in France and Belgium has also enabled us to offer 100% local solutions, while retaining the strength of the Luxembourg model.
A few key steps:
The strength of a large group
Since 2019, OneLife has been part of Groupe APICIL, the 3rd largest social protection group in France. This ownership gives us a robust financial base, a long-term vision and strong mutualist values, strengthening our ability to support partners and clients long term.
A European presence, local expertise
Headquartered in Luxembourg, OneLife offers its wealth solutions in nine key European markets: Belgium, Denmark, Finland, France, Luxembourg, Malta, Portugal, Spain and Sweden.
This multi-local presence allows us to design policies that fully compliant with national regulations and adapted to the tax realities of each country, while ensuring European portability in the event of mobility or expatriation.
Committed teams by your side
Behind each OneLife policy there is first and foremost a team.
Our more than 170 employees offer their expertise to our partners and clients every day. Wealth planners, legal, investment or digital specialists - all are driven by a shared commitment: to deliver the best possible experience built on attentiveness, support and reliability.
Our values
With 35 years of experience, OneLife is a solid and recognised company, maintaining a true entrepreneurial spirit. Our actions, everyday, are guided by three core values:
- Excellence — aiming for the highest standards of quality, performance and compliance
- Attentiveness — putting listening, empathy and the client experience at the centre of our priorities
- Trust — building strong and lasting relationships based on transparency and respect
Our vision
We believe in more human, responsible and innovative wealth management. An approach where technology simplifies everyday life, without ever replacing the people and relationships that truly matter.
This dimension is at the heart of our identity: we believe that the value of a wealth solution comes first from attentiveness, trust and respect.
As a committed insurer, we also pursue an ambitious CSR approach as a responsible employer and committed social player, because shaping the future means acting responsibly.
